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On Friday 13 September, we reduced selected fixed rates.

We wanted to let you know that we made changes to the following products on Friday 13 September.

Purchase

  • 80% LTV 2 Year with £895 fee has been reduced by 0.05%, to 4.58%.
  • 80% LTV 2 Year fee-saver has been reduced by 0.02%, to 4.86%.
  • Selected Retrofit Boost rates have been reduced by up to 0.30%, starting from 4.29%.

Remortgage

  • 85% & 90% LTV with £995 fee have been reduced by 0.10%, with rates starting from 4.69%.
  • 85% & 90% LTV fee-savers have been reduced by 0.10%, with rates starting from 4.89%.
  • Selected Retrofit Boost rates have been reduced by up to 0.30%, starting from 4.29%.

BTL

  • Rates with £2,195 fee have been reduced by up to 0.05%, starting from 4.12%.
  • 75% LTV 2 Year with 1% fee has been reduced by 0.05%, to 4.74%.
  • 60% LTV with 3% fee have been reduced by up to 0.03%, with rates starting from 3.82%.
  • Selected rates with £995 fee have been reduced by up to 0.06%, starting from 4.40%.
  • Fee-savers have been reduced by up to 0.19%, with rates starting from 4.58%.
  • Selected Retrofit Boost rates have been reduced by up to 0.30%, starting from 4.65%.

All BTL Portfolio rates are now subject to a minimum loan size of £150,000.

Product Transfer

  • Selected Product Transfer rates have been reduced by up to 0.17%, starting from 3.88%.
  • Selected BTL Product Transfer rates have been reduced by up to 0.22%, starting from 3.99%.

You can find our current rates in our Product Guide.

This site is just for mortgage brokers. Not a broker? Head to virginmoney.com.